Opening a Bank Account for Your Company in the USA
Have you established your company in the USA but need a bank account for it? You have two options:
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Opening a Physical Bank Account for Your Company
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Opening an Online Bank Account for Your Company
Although opening a bank account in the USA is not as easy as establishing a company, it is not as difficult as you might think. So, which route should you take to open a bank account for your company?
If you have a US visa and are the legal representative of the company, you can go to the USA and request to open an account in physical banks such as Bank of America, Chase, etc. If you cannot go to the USA to open a bank account, it will be challenging to open an account with physical banks. In this case, it would be more appropriate to turn to online banks. So, which online banks can you consider?
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Mercury
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Payoneer
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Wise
During the process of opening an account with online banks, you will need some company documents, such as your EIN document, Certificate of Good Standing, Articles of Organization, Operating Agreement, etc.
When opening an online bank account, especially if you have a website or are already selling on any marketplace in the USA, sharing your store link with the banks will facilitate the process.
Be very careful when applying! If you provide incorrect information during the application, make a mistake while uploading a document, or make similar errors, it may end the process of opening an account with the few online banks we have access to. At this point, we recommend seeking expert support.
If you would like to start the process of opening a company bank account in the USA, you can chat live with our expert team and ask your questions. (We provide free support in the bank account opening processes for our customers who have completed the company formation procedures with our firm.)